Free Commercial Insurance Calculators
Estimate your business insurance costs in seconds. No signup, no email required. Built for small business owners, contractors, and fleet operators.
Why Calccover?
Commercial insurance premiums are confusing. We built these free calculators to give you a realistic cost estimate before you talk to a broker — so you know what to expect and can compare quotes with confidence.
Every calculator uses industry-standard rating factors from public insurance data. Results are estimates, not quotes. For an exact price, request a quote from a licensed broker.
Available Calculators
Commercial Truck Insurance Calculator
Estimate annual premiums for owner-operators and small fleets. Covers cargo, liability, and physical damage.
General Liability Calculator
Estimate general liability premiums by industry, revenue, and number of employees.
Workers Comp Calculator
Estimate workers compensation costs by state, payroll, and class code.
Commercial Auto Calculator
Estimate commercial auto insurance premiums by vehicle type and fleet size.
Restaurant Insurance Calculator
Estimate insurance costs for restaurants, cafés, and food service businesses.
Contractor Insurance Calculator
Estimate liability and workers comp for construction and trade contractors.
Coming Soon
Cyber Liability Calculator
Estimate cyber liability premiums based on revenue and data exposure.
Professional Liability Calculator
Estimate E&O insurance costs for consultants and professional services.
Business Owners Policy (BOP)
Estimate bundled BOP premiums for small businesses.